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William Blake's Articles in Personal Finance

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  • Controlling How Much Children Spend
    We live in an instant society. With the microwave oven, cash machines, and the Internet, whatever we want is at our fingertips in a matter of seconds. Children have learned to want everything right away. Setting limits on your children's spending habits can curb the urge to be less than patient when it comes to money.
  • 7 Tips For Saving Money
    Everyone makes bad financial decisions from time to time, and a little help with saving money is always of good use. For example, a visit to the mall to buy one inexpensive item might turn into an unscheduled shopping spree. A plan to buy some small gadget can become a home technology makeover. Applying some frugal spending tips will help curb such money wasting impulses and help form new money saving habits.
  • Tips For Saving Money By Avoiding Restaurants
    Eating out with friends and workmates can be truly enjoyable, but is it really necessary? How is it affecting your budget? Is it because of peer pressure? This should be taken seriously, since eating out can become a large monthly expense.
  • Five Ways Kids Can Make Money
    Kids tend to be good little businessmen, willing to do whatever they can to make some money. The five tips in this article will help you impress upon your children the value of the money they earn.
  • Teaching Kids To Handle Money
    In todays world of "plastic purchases," many kids are growing up with little understanding of the financial realities of life. As parents, our paychecks are directly deposited into our accounts, we pay bills online, and use credit or debit cards to make purchases.
  • Should College Students Have Credit Cards?
    It was enough when they learned to drive at sixteen. Now they're going off to college. Most parents aren't really worried about their children getting a credit card although plastic is preferred by students. The question is, do they really need a credit card?
  • Some Simple Money Making Tips For Kids
    Kids are naturally keen on working for money. Many children will come to you and ask what they can do when they wish to make a few dollars. Here are some simple tips for teaching your kids how to make their own money.
  • How to Work With Your Children On Saving
    When your child's piggy bank or other money collecting device gets full, it may be time to open an account at the bank. A bank account allows children to keep track of money they have saved more easily. Here are some types of savings accounts that parents may want to consider.
  • Understanding The Credit Score Rating Scale
    Anyone who has checked into their credit score has probably found the rating scale to be somewhat confusing. There are a bunch of numbers, each meaning something different. Understanding how this rating works will help you to read your credit score effectively.
  • Secured Debt Consolidation Explained
    One of the most effective ways of dealing with multiple debts such as credit cards and department store financing is with a debt consolidation loan. In a lot of cases, you'll need to offer some kind of collateral to secure these loans, such as your house or your car.
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