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Steve Kroening's Articles Display Category|Title|Newest|Oldest How You Can Turn One Dollar Into Eight You probably know that it's important to save. But do you know how much money you're really making in the long run by saving? It may surprise you. And the earlier you start, the better. College Is Expensive -- Here Are 3 Ways to Make It Work Although college costs are rising, you can help your child afford the schooling he or she needs. Break the Cycle of Divorce Even if your parents divorced, you aren't doomed to repeat their mistakes. Here are some ways to ensure that your marriage remains healthy and strong. Every Person You Meet Is An Opportunity -- Don't Miss It! You might be surprised at how wrong your first impressions can be. Give people a chance -- you never know what you'll be able to give to or receive from them! Two Tips on How to Create a Win-Win Owner-Financed Real Estate Deal Here are some tips for financing a house you want to sell. The Marriage Plan That Can Lead to Divorce Make sure you and your spouse both clearly understand your roles and expectations for one another in your marriage. But more importantly, make sure you're contributing 100% to your marriage -- regardless of how much your spouse gives. Here's why this is so important. Use Less Sunscreen and Still Protect Your Skin From Sunburn Your diet can actually help keep you safe from the sun. 3 Ways to Tell if Your Anger Is Righteous Anger or Not - And What to Do When It's Not Empathy can go a long way toward maintaining healthy relationships. But empathy isn't natural for us. Anger is. Although anger can occasionally be righteous, it rarely is. Here's how to tell if you're responding with unnecessary anger when empathy is what's needed. The Easiest Way to Fail Financially If you have trouble saving money or staying within in your budget, this habit could be the problem. Fortunately, it's easy to correct. 3 Rules You Need to Know About 401ks Before You Change Jobs If you're switching jobs, make sure you follow these suggestions so that you don't end up losing money you'll want for retirement. Unavoidable Stress Can Kill You...Here's How to Survive and Thrive in the Toughest Situations There's nothing wrong with seeking after success -- unless you let it kill you! Here are some suggestions for keeping stress under control. The Common Habit Among Salesmen That Can Destroy Their Careers If you want to succeed, make sure you follow the only master that matters. You may need to adjust your goals in order to do so. Here's how to do that! Eight Steps for Wise Discipline Here's why the Bible supports spanking as a punishment, and how to use it effectively. If You Want Success, Learn to Execute a Proven Plan Executing a plan is a key to success and a Biblical principle. But the Bible calls it by a different term. The Missing Ingredient in Most Success Formulas Don't think your personality type is what's holding you back from success. All personality types can succeed if they take this important step. Encourage Your Kids to Buy and Read Books... Here's a Fun and Easy Way to Do It If your kids love to read, you may be running out of places to find new books for free. But there's an easy way to turn spare change into reading material! Simple Trick to Get the Lowest Rental Car Price It's not hard to get a deal on a rental car. You just need to know where to look. Scams Against Senior Citizens Become Mainstream -- Here's How to Protect Yourself or Your Loved Ones Make sure you or someone you love doesn't get talked into making one of these unsuitable investments. One Habit Every Child Must Learn It may not be easy to teach your child this habit, but the rewards of doing so are immense. The Fatal Mistake That Keeps Most Internet Entrepreneurs From Succeeding If you'd like to try your hand at running an online business, make sure you've got a plan for success. This Simple Step Can Save You a Bundle on Airfares -- But Most People Don't Do It Make sure you aren't wasting money on your plane tickets. Shopping around can help you save. And shopping this way can save you even more. Life Got Your Marriage in a Rut? Read This... Make sure your marriage isn't stuck in a routine. If it is, use these tips to break out of it. Is Your Spouse an Easy Target for an Affair? Even If You Say "No," Read This... Don't just assume that your spouse would never cheat. Take steps to protect your marriage. Creating Value in Your Marriage If you want your spouse to see you as valuable, make sure you're valuing them -- the way they want to be valued. Two Powerful Success Secrets for Business From a Billionaire Dave Ramsey shares the advice he's learned from other successful men about how to succeed in business. Is "Value" a Biblical Concept? Here's what "value" means in the Bible -- and how to bring it to others. A Simple Rule for Handling Disagreements Successfully Here's why yelling can make disagreements worse -- and will never help you solve them properly. How This "Old-Fashioned" Tradition Can Save Your Marriage You can help avoid one of the major causes of divorce by taking this step before you walk down the aisle. The Anonymous Woman Who Changed the Jungle -- and the Lives of Many Prisoners of War This Christian women had no idea that her actions would influence the life of this prisoner-of-war. Protect Your Finances and Make Better Profits on the Sale of Your Home If you're going to finance your home yourself, take these steps to protect yourself. What Are Your Children Worth? Of course you'd give all your money away to deliver your children from danger. But are you giving them enough of this priceless commodity? This Sweetener Isn't So Splenda Splenda may not be as good as it claims to be for anyone. And some people need to avoid it altogether. What Do Mount Everest and Your Marriage Have in Common? Your struggles can actually help you strengthen your marriage. Beat Depression Before It Harms Your Health There's a simple way to help you overcome depression before it gets out of hand. How Far Is Too Far? How far is to far is the wrong question. Here's what single men should be asking instead. Why Christian Men Fail in Relationships Failure to act on this important principle causes many men to struggle in their relationships. When It Pays to Be "Slow" God is always successful. By imitating this attribute of His, we'll be more likely to succeed as well. 3 Ways to Get Your Husband to Talk to You Here are some strategies wives can use to encourage their husbands to talk to them. Are Your Prayers Successful? Here's how to be sure your prayers will succeed. The Second Most Important Characteristic to Look for in a Potential Spouse If you're a Christian, you're future spouse should be one as well. But there's another quality that's also very important. The Best Buy-and-Hold Strategy Ever You can find success by applying this investment strategy to other areas of your life. Don't Get Caught in the Housing Crunch -- Here Are Four Ways to Get Out of a Bad Loan If you're caught in a bad loan, you may be able to work out a deal with your lender to avoid foreclosure. Here's how. How to Teach Your Kids to Empathize With Others It's important to teach your kids the warning signs of anger -- and what to do about them. Otherwise, their relationships will suffer. The Younger You Teach Your Children to Do This, the More Likely They Are to Be Successful Don't wait too long to teach your children to develop this important habit. It can determine their level of success for the rest of their lives. The #1 Rule for Investment Success -- Begin Here Before Investing Another Dollar Do you think the only thing you can invest is money? Think again! You're making investments in every aspect of your life. Are those investments giving you good returns? Why Even the Best Marriages Can Fall Apart... And What You Can Do to Make Sure Yours Stays Strong Don't let your marriage coast. If you do, it will always go in the same dangerous direction. This Tough Habit to Adopt Can Make a Huge Difference in Your Ability to Succeed Thought control isn't easy, but it's necessary if you want to achieve success. Here's how to do it, and why it's so vital. Sick of Paying Bank and Credit Card Fees? Here's How to Avoid 3 of the Most Common If you can avoid these common fees, the savings may really add up. Here's what to watch out for. Three Words That Lead to Failed Relationships If you're presenting truth, make sure you do it properly. Otherwise, you may destroy relationships no matter how true your words are. Ever Wished Your Spouse Were Gone? Read This... These thoughts can be extremely dangerous. These suggestions can help you not only get rid of them but also enjoy and value your spouse's presence in your life. This Overlooked Weapon Can Greatly Increase Your Ability to Bless Others... You're probably used to using this tool for your own benefit. But the rewards for others can be huge when you use it on their behalf! Your Path to Success Isn't the Same as Your Neighbor's - Here's How to Know Which Path Works for You The world can learn a lot about how to achieve success through Christian principles. But the opposite isn't true, so don't try to achieve success through worldly means. 5 Ways to Use Your Tax Refund to Build Your Financial Future It's easy to just go out and spend your tax refund. But you could be putting that money to good use. Here are some suggestions. Train Your Children to Succeed in Marriage Even if your child marries young, his or her marriage isn't doomed to failure. Just teach your children this important person, and you'll have taken great steps toward helping their marriages succeed. How to Train Your Children to Handle Worldly Pressures Use this proactive parenting approach to help your children avoid falling prey to worldly influences. What to Do When Your Relationships Have No Depth Everyone needs to have deep, meaningful relationships. Here's why, and how to achieve them. How Imitating the Trinity Can Make a Huge Difference in How Your Kids Treat You The Bible tells us to imitate Christ. Here's one way to do so that can change your marriage and your parenting. This Poor Peasant Changed the Direction of His Entire Country by Teaching His Children the Bible Although you probably haven't heard of this man, his influence on his daughter, Rigoberta, allowed her to have great influence on the world around her. Sometime the Most Difficult People Offer the Biggest Rewards -- Here's How to Reveal the Treasure Don't give up on unreceptive people. You never know how your love could change their lives -- and yours! What You Must Know How to Do If You Want to Make -- and Keep -- Money In order to make and keep money, you need both proper skills and a proper understanding of how to use financial tools such as debt and investing. Too Many Failed Relationships? These Words From Jesus Might Help You Understand Why... Christ's parable about our response to the Gospel can also teach us a lot about how we relate to others. Why Some People Make Money Easily -- And Others Don't There are many reasons people make poor financial decisions. To make good decisions, you need to learn to develop this important skill. When You Should Buy Extended Warranties -- And When You Shouldn't Here's how to tell when an extended warranty will be worth your money -- and when it won't. How a Husband Can Help His Wife Be a Better Mother Here's what a husband needs to give his wife so that she can manage the household effectively. Anxiety Can Destroy Relationships Or Bring You Together - What to Do When Others Are Anxious If someone you know is anxious or worried, there's something you can do to help. Just make sure you do it the right way. Two Habits That Spell Disaster for Your Finances These two situations don't seem to have anything to do with money. But they can lead to financial disasters, so make sure you don't fall into them. When Your Dream Dies -- What's Next? Have your dreams ended in failure? Even though it may seem impossible at the time, what you need to do is hope. Success could be right around the corner. Are You Parenting for Today or Tomorrow? Having the right perspective on parenting can help you prepare your children for the future -- and help you be more patient with them now. Printing Digital Pictures Is Finally Getting Cheaper Many people have switched to digital photography, but getting pictures printed has been pricey. Thankfully, prices are starting to fall. Here's where to look to get the best deals. Can Your Marriage Survive a Crisis? Strengthen your marriage so that it can withstand the storms of life. How You Can Save Up to 50% on Four-Star Hotel Rooms Without Using a Coupon You can stay at nice hotels without spending a fortune. You just have to know how to get the best deals. Are You Willing to Fight for the Rights of Others? If your own rights are constantly your top priority, your relationships may be in trouble. The Question That Can Radically Change Your Marriage (and Other Relationships) You might be amazed at how this simply question will affect your spouse. Just make sure you follow through on his or her answer. Are You Giving 100% to Reach the Right Goal? Make sure you're focused on the right goal so that your efforts won't be divided. You'll be a lot more successful if you do. Zig Ziglar's #1 Tip for Achieving Success It's easy to be successful -- you just need a plan! Teaching Children to Pray Listen to your children pray, and you'll likely get a good glimpse at what's going on in their hearts. Is a New Year's Resolution to Get Rich a Greedy Goal? It Might Be If You Ignore This... Answer this question honestly to find out if your financial goals are greedy or not. If You Gain Riches, What Will They Do to You? Here's How to Find Out... If you desire money, getting it can reveal quite a bit about your character. Make sure it reveals a pure heart, not a greedy one. Why New Year's Resolutions Usually Don't Work -- And What You Can Do to Reach Your Goal You can't just desire to make changes in your life. You have to act, or they'll never happen. Latest Scam Can Steal Your Parents -- and Your Inheritance -- From You Don't let crooks take advantage of your aging parents. You can takes steps to protect them -- and yourself. The One Thing Your Husband Is Attracted to That You Shouldn't Lose as You Age Age can't take this beautiful feature away from you. So make sure you use it whenever you can! Did This Drug Cause Your Asthma? More people suffer from asthma now than ever before. This everyday drug may be to blame. But there's a great way to overcome the problem. The Cost of Many Educational Resources Is About to Drop! Want to get educational resources without spending a lot of money? Check out this website! Simple Ways to Save Money on Rental Cars -- And One Thing to Watch Out For If you rent cars frequently, here are some tips to get some great savings. Looking to Make It Big? Avoid the #1 Success Killer Dave Ramsey shares his secrets for success in business. An Investment Principle With Guaranteed Positive Returns If you see all of life as an investment, here are two areas on which you should focus your resources. The First Step to Successful Dating/Courting -- And What Married Couples Can Learn From It Whether you're single, dating, or already married, you can improve the health of your relationship by remembering this principle. How Success in Relationships Can Make You a Success in Other Areas Pursuing people will get you a lot farther than running over them. Here's why, and tips on how you can do it. One of the Few Loans We Do Recommend -- But Only If You Follow These Simple Rules Make sure you use the equity in your home carefully. If you're unwise, you could end up losing your house. Brats Are Made, Not Born Childish actions that aren't addressed can cause a person to grow up to be a fool. Don't let that happen to your child. How to Beat the Banks at the Credit Card Game Credit cards can cause a lot of trouble unless you use them right. Here's what you should do to avoid loads of debt. 3 Ways a Man Leaves His Family Open to Satan's Attack It's easy for Satan to destroy a home -- he just has to distract its leader. Pay attention to these attention-thieves if you want to keep your home safe from attack. How to Beat Gas Stations at Their Own Game Even though gas prices are high, you can use these tips to make sure you aren't spending more money than you need to. Can You Get Rich in Your Town? Russell Conwell taught people how to get rich by using Biblical principles. When Your Kids Say "I Can't," Tell Them About the Mule Let the mule teach your children and important lesson about making excuses. 6 Ways to Save Money When You Eat Out Eating out is expensive, but there are a few ways you can cut down on costs -- and calories. Creative Cell Phone Savings You know how expensive most cell phone plans are. But if you don't use very many minutes, you can save a lot of money. You just have to know where to look. How to Stop the Fat That Steals Your Memory You can prevent Alzheimer's disease -- you just need to use these tips to lower your triglycerides. When a Cheap Mortgage Is Too Expensive Stay away from these mortgages -- they'll keep you in debt forever! Natural Ways to Beat Depression Don't turn to drugs to deal with depression. Try these natural remedies instead.  1 | 2	Sign Up for a free account or learn more. 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