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Online Health Insurance Quotes will Surprise You
Everyone in America knows that the cost of private health insurance is going through the roof. Last year 43.7 million Americans were without insurance. Independent employers struggle to afford the most basic coverage for employees; still, the employee's share often rivals his mortgage payment. What was once an accessible safety net designed to distribute the cost of health care among a whole population is quickly becoming affordable to a smaller and smaller percentage of the population.
Health Plans: Don't Break The Bank
The fast rising cost of health care in this country shows no sign of decreasing. For employers and individuals alike, it has become a critical financial burden. Cries for relief have been universally ignored. One of the latest responses to employers' pleas has made the situation even more unmanageable for their employees. The addition of more and more medications to the list of "Tier 4" drugs and charging patients a percentage of the actual cost rather than a flat co-pay is putting an astronomical burden on patients. The "Tier 4" drugs are the most modern and needed, of all drugs. Some prescriptions are higher than the cost of the patient's mortgage payment. Therefore, prescriptions for state of the art cancer drugs or prescriptions to curtail the progression of diseases such as muscular dystrophy are becoming affordable only to the rich. This is a travesty.
Blue Cross: A Proud History
Anyone looking for health insurance policies in the United States is often familiar with the name Blue Cross Blue Shield Association (BCBSA). It is a name relied upon by 100 million Americans. There are actually 39 independent companies that make up the BCBSA.
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